Friday, October 8, 2010

Couples and Money - The Last Taboo


Most people grow up in families where no one talks about money. People may argue about money: He doesn't make enough or she spends too much. However, there generally is no real education about what role money plays in relationships. Very often children become adults having no idea of how much money their parents have saved or what they earn. Talking about money is taboo and people often become adults carrying irrational attitudes, beliefs and anxieties about money or not knowing how to handle money. When they later enter a coupled relationship, these anxieties generally emerge.

ROLES

Boys are taught to earn money and serve as providers- - to be the primary breadwinners. Some theorists believe that it is through earning capacity that the husband receives a major portion of his affirmation of success in life and vindicates his existence. For men, aspects of independence, separation, and competition fostered in childhood become assets for future endeavors with corporate America. However, it is possible that these attributes possibly inhibit their emotional development. For many men, financial distress exerts a powerful influence on how they experience their marriage overall and how they interact with their wives because of the importance they place on financial competence and success.

On the other hand, girls are socialized that the earning of money is a personal choice and often view money as a reward, and/or as a haven for emotional security. For women, Money is merely a small piece in the grander scheme of relationships and a medium for purchasing goods and services. While they appear to be more confident in expressing their feelings and concerns about money to their partners, they are more deficit in terms of the competitive component of acquiring money.

So then how is the relationship affected when wives make more money than husbands? Tichenor (1999) examined marital power dynamics when wives earned more money than their husbands, when they worked in higher status occupations. She explored whether they were able to exercise more power when this occurred. She found that they were not related. She concludes that power in relationships is more related to gender than status and income. She then suggests how these couples do gender that reinforce the husband's power.

THE EFFECT OF CHILDHOOD

Some individuals strive to acquire money in hopes to compensate for its lack in childhood, or remedy a shattered self-image and or substantiate a self-worth that is dependent ion outside validation. If an individual is frugal with earnings, hesitant to share his or her money with his or her mate, it can be a reflection of his or her upbringing. For some, their childhood families could have been deprived of resources and/or necessities. Or perhaps the mother spent too much money and the father hoarded it or visa versa. Partners may feel personally rejected, unloved, unwanted, or taken for granted when spending becomes synonymous with affection and love. It is probably true that a person who is withholding money is likely to be withholding feelings as well. At times money can be used as a means of punishment toward a partner for not fulfilling his or her affection needs.

The misuse of money in marriage can often be the result of observing manipulative power plays between parents around money issues. In turn, as an adult,the learned behavior may be used to manipulate one's mate.

MONEY AND MARITAL SATISFACTION

Many individuals have a problem relationships with money and when they enter marriage, money matters can become a trigger for arguments.

Research appears to show that economic attainment is correlated with marital satisfaction. Satisfaction with marriage appears to increase with income and its mutual agreement regarding its distribution. This then leads to increased spousal satisfaction. It is possible that when partners are disappointed with the amount of money the couple has, they find their entire relationship less satisfying.

It is reasonable to suggest a correlation between money and power in marriage. Leiter (1991) agrees...." He who has the money has the power...he who controls the purse controls the relationship (p.79). The decision-maker position in a relationship is often determined by the individual who earns the higher income (often the male in heterosexual couples). This affects the balance of power, i.e. control over allocation of personal spending money and access to joint money. The relative income of each spouse can have consequential psychological and pragmatic consequences on a relationship.

It can be said that the ultimate test of a marriage comes when the wife is higher earner. Neither husband nor wife likes to contemplate any change in the balance of power from the traditional. In this case males may experience feelings of bitterness, embarrassment, and jealousy when their mates' income exceeded their own.

MONEY STYLES

Mellan (1999) states, If opposites don't attract right off the bat, they create each other eventually." (page 1). Generally speaking, hoarders will marry spenders.

Two Spenders will fight over who is the more super of the spenders. This forces the other into the hoarder role because someone will have to set boundaries.

The Worrier and the Avoider - Avoiders don't focus on the4 details of their money such as interest rates or if there is enough money to buy something, they just spend. A worrier will turn a mate into an avoider just to escape the avalanche of worry. And an avoider will turn a mate into a worrier. Hoarders are usually worriers and avoiders are usually the spenders.

The Planners. These are detail oriented and dreamers who are the visionaries. Others who feel that money corrupts so it's better not to have too much. The amassers accumulate money. They are not hoarders. They invest to watch their money grow.

The longer the couple is married, the more they lock into their polarized roles. Then they argue about their differences.

Usually couples argue about what money represents. Specific times when couples fight over money: tax time, when it is time to begin a family, buying a house. Such as he wants to go on vacation and I want to save for retirement.

GENDER DIFFERENCES

Rob Becker in his play, Defending the Caveman, portrays men and hunters and women as gatherers. Men will go out and buy a shirt and wear it until it dies. Only then will they go out and kill another shirt. Women on the other hand gather...They will buy a present for their mother's birthday and then another gift for their nephew. In addition, men tend to see the world as hierarchical and competitive. In this view, there is a winner and a loser...whereas women see the world as collaborative and democratic and thus can be needy and vulnerable. These differences can lead to problems between the genders regarding decisions concerning money. Men will buy a car and women will say, Why didn't you consult me? I thought we were partners. He will say, you aren't my mother. I don't have to ask your permission. Men are socialized into believing that they are good with money while women are socialized in believing that they are not. Confidence levels differ between the genders. Men believe they are good with money whereas women do not even though they both are rated as having the same knowledge about money. When men make money in the stock market they credit themselves as being good investors. When they lose money, they blame their advisors. When women make money in the stock market they credit their advisors and when they lose money they blame themselves.

In relationships men want to merge the money yet maintain the decision making around spending it. Women want to keep at least some of the money separate. Men are trained to believe that money equal power. Power and control are not compatible with intimacy. Relationships that are successful are when partners are willing to show each other their vulnerabilities.

Straight can be seen as a symbol of value, control, security, status, success, independence, trust, guilt, indifference, envy, desire, comfort, authority, power, and freedom. It is an essential ingredient in the survival of individuals in the market economy. Strong and serious pressures and placed on relationships by the economic system of the United States.

Money is so vital a constituent in the social interaction process. It functions as a means to communicate the values of each individual to his or her significant other. Money often carries a connotation that is synonymous with love. Giving to one another in the form of gifts is commonly perceived as a symbol of affection, or metaphor for love. Personal relationships with money affects all other relationships. Money influences humans in that it can serve to make people happy or miserable, bring people closer or create distance, make us altruistic or selfish.


MONEY AS METAPHOR

The present author believes that metaphors might be a useful way to move out of the couple's verbalized content andinto the process of the relationship.

In many couple relationships, money is more taboo than sex. Couples are more likely to discuss their prior sex lives than their history of money. Discussions of money generally are not topics for discussion in first marriages although are becoming increasingly more important in second marriages. Many therapists believe that beliefs and expectations about money should be topics of discussion before marriage. Couples may decide whether they want to spend the rest of their lives together based on financial attitudes and aspirations. Marriage is an economic union as well as a social union. America society stipulates that people should marry for love and not money. Money generally means something different to each spouse. A couple's economic planning and activities before marriage generally affect the financial partnership they form after marriage.
Money can't buy happiness.
Money is the root of all evil.
A penny saved is a penny earned.
Money makes the world go 'round.
Save your pennies for a rainy day.
Mo' Money.
A fool and his money are soon parted.
You can't take it with you.
Render unto Caesar...
A penny for your thoughts.
Money can't buy me love.Money used as competition in a marriage.

Money used as equivalent for love and often serves as a payment or substitute for attention and affection. Relatives suing each other over wills divorces. Hard to know whether people stay attached for love or money.

In many relationships money is highly regulated. In the corporate world there are elaborate contracts protecting individuals' money. No such regulation of money occurs within the family, primarily because we view the family as a trusting warm loving place. Risk futures on the idea that blood is thicker than water. Just bringing up money brings an ugliness into the discussion that smacks of mistrust and lack of good feeling. We know about the injustices that occur frequently in divorce. Very little is known how money is shared, divided or used in families and with what circumstances. Explicit and implicit rules about money. Historically there have been clear guidelines and rules, i.e. dowries, bride prices, primogeniture, the transfer of property from one generation to another. These arrangements were not left to chance or to the judgment of individual families because in these cases, the structure of society was tied to the way people dealt with money.

In the days of old the economic basis of marriage was made explicit...now it has been replaced by romantic love.

The middle class appears to be more affected by this than the upper class who have more clearly defined ways of protecting vested interests and maintaining status and position, not spoiling children, giving them too much when young, spend only the interest not touch the principal so can be handed down. Aside from state laws that regulate divorce and wills, there is very little intrusion into how families handle money. Principal of children should be given equal amounts regardless of needs. Maybe there was a need to regulate usage of money because there really wasn't much at stake. There is also an ethos of autonomy and when money is earned by individual achievement there is a lack of wanting to impose social or group norms and rules on it.

Now however, there is the post war boom and money being passed down to baby boomers in terms of accumulated money from houses and stocks etc. So that for the first time in the middle class there will be a substantial amount of money transferred to children through inheritance.

This study explores the relation between love and money and how often there are negative consequences when they can't be disentangled. It is further difficult because of the compound problem of separating financial decisions from emotional ones.

As both Shakespeare and Marx have noted, an ugly man with money can buy himself a beautiful woman and therefore not suffer the consequences of being ugly. For intents and purposes, he is not ugly- money gives him a different face. Money, being the ultimate measure of value, winds up creating reality.

Money often becomes the ultimate measure of worth and the primary determinant of identity. Money is a primary source of power in relationships. Without it we are dependent/ Having money enables us to control other people, or to be rid of them and it allows others to be free of us. Money can be an adhesive- - gluing marriages together that otherwise would not have lasted. When you don't have enough money to get a divorce or to free yourself of your partner, you have to make the best of things. How many nightmarish stories of "live-in divorces" do we hear where couples have lived together in exceedingly estranged circumstances because they did not want to share the family "money."

Putting your money where your mouth is.
Dollar wise and penny foolish.
Spending money like a drunken sailor.
When market researchers investigate our spending habits, expenditures they are not only assessing the relationship between income and expenditures....they are seeking the connection between self image and what people will spend their money on. We don't just own our possessions; they own us.

In wills, the way people disperse money can even control. Money is used to control children, punish estranged spouses, measure a person's true feelings, buy freedom from relationships, or stop a partner from leaving.

Lionel Trilling described how money can take over, invading spaces it wasn't supposed to reach. "Money is both real and not real, like a spook. We invented money ad we use it, yet we cannot either understand its laws or control its actions. It has a life of its own which it properly should not have; Karl Marx speaks with a kind of horror of its indecent power to reproduce, as if he says love were working in its body.


Article Source- Ezine Articles

Wednesday, October 6, 2010

Craze For the Most Up to Date Cars


The youth are being driven crazy by the push given by the automobile manufacturers for the hottest cars. Owning the most modern hot wheels pleases the urge of youthful people for enthusiasm and excitement. There will not be even a single person who will not look at this car when on the road.

There are a lot of advantages to own a car. One need not depend on a shared transportation system to travel to any place and even office. The need for transportation is very high in our various states of India. In such places it becomes significant to possess an automobile of your own. It helps in boosting a persons societal standing by possessing the car.

In the place called Bologna on 1 December 1914, the most lavish car of Italy was founded by its producer. The company has a logo of trident and its head-office is located in Modena. It is owned by the Italian car Fiat S.p.A. From the time of 1993. Within Fiat Group, Masarati was at first linked with Ferrari S.p.A.The sports car category containing Alfa Romeo has made befallen it accordingly.

No one else but Lamborghini could have built a sports car like Lamborghini Gallardo. Since the start of production of Gallardo there have been more than 5000 Lamborghini's created in the very first 3 years. The price of each car varies between $180,000 to $210,000. The car has got its name from a notorious fighter bull breed. The word Gallardo means gallant in Spanish and striking in Italian.

The Gallardo offers two types of gears for the Lamborghini that is one which is manual broadcast and the other which is a semi-automatic robotized manual, hence called E gear. The quicker changing of gears is possible only in a E gear system and not in a manual system. The driver has to set in motion the clutch later to the steering wheel by hand in both upwards and downwards direction.

As India is fast-growing car market, automobile companies keeps introducing innovative cars in an effort to detain a larger share of market. This has led to the growth of the market and provides more choices to the buyer. There is a new segment in the urban working class these days willing to spend any amount on classy cars and houses. This has been instrumental in the progress of the auto industry also.



Article Source: Ezine Articles

Tuesday, October 5, 2010

How to Rent Play Station 3 Games Online




Play Station is the favorite game among all the kids, teens and young people around the world. It is believed to share the game zone only with a Play Station. Sony computers have introduced the Play Station series and have made the world its fan. Newly launched and the latest the Play Station 3 and its games are running successfully among different countries around the world. Its international market sales are going above the heights and after all, it's making money with the newly launched PS3. Buying PS3 games can prove highly expensive as a middle class person can hardly afford it.

The game companies have increased their budget of production and manufacturing, so the price of these games is not under the hands of a common man. Today, PS3 games are available on rent and hence getting it for fun is not a big deal. You can find many different websites offering such games on rent on the basis of membership. Play Station 3 booms in the gaming world so don't miss playing it. In fact get it on rent as soon as possible so you also get the pleasure of knowing the features and games of the newest Play Station 3.

Online stores offering games on rent give you a wide range of selection from the Play Station series to many other games. Play Station 3 is the latest version of PS from the Sony world and hence, people mostly buy PS3 for their fun and gaming zones. Apart from the games, you can also find PS3 movies and game cassettes on rent from the same owner. All you need is just a membership with these sites for getting started. Connect to the Internet and surf for the sites offering PS3 games on rent.

You can find few famous sites like Gamerang, Gottaplay and Gamefly offering different membership subscription for renting games and movies online. These sites are basically gaming rental sites and thus, you can find different kinds of famous games and movies for your fun and entertainment. Apart from these sites, you can also see large number of online stores selling PS3 games on rent. Compare the rates and membership price for you to get started. Read the rules and regulations of the membership in order to find the best site for renting games.

Thus, you can get started playing after getting the most economical site for your PS3 games. Games on rent are available in an option of 1, 2 and 3. You can buy a maximum of 3 games on rent as per the membership rules, so don't miss to take the chance. You can play and enjoy your PS3 games on rent till the date of expiry.

There is no doubt in getting these games on rent because it is truly beneficial after all. You can get different games on rent and can play different series each month rather than spending bucks on buying it. Thus, to rent PS3 games you simply have to turn your Internet on.



Article Source:Ezine Articles

Friday, October 1, 2010

Forces Acting on Airplane


The four forces acting on airplane at any given time are Lift, Weight, Drag, and Thrust. In straight and level un-accelerated flight, lift equals weight and thrust equals drag.

What makes Airplane Fly?

In order to understand what makes airplane fly, we need to understand a simple scientific principle. Don't be too intimidated, this principle is fairly simple.

Bernoulli's principle states that "as the velocity of fluid increases, its internal pressure decreases." Surface of wing when interacts with the airstream, it generates lift.

The air moves a lot faster from the upper surface of the airfoil, which causes lower air pressure on top, whereas, low-velocity air flow through the bottom of the airfoil causes high pressure at the bottom of the airfoil. This difference in pressure is what causes the force of lift - that's how airplanes fly.

Aircraft Axes of Flight

There are three axes of flight: Longitudinal, lateral, and vertical axes. These three axes have a common reference point known as the center of gravity.

When the aileron's move, they cause rolling movement along the longitudinal axis of airplane. When the elevator's move, they cause pitch up or pitch down movement along the lateral axis of airplane.


Article Source:EzineArticles

Thursday, September 30, 2010

What is a Healthy Balanced Diet?


Whether you are on a balanced diet or healthy diet it shouldn't really be a problem. A healthy diet plan comprises natural, fresh and rich foods taken daily. A balanced diet on the other hand consists of all the various nutrients in adequate proportions to supply your body with all the needed nutrients.

The problem with a balanced diet arises when you tend to eat some kinds of foods more than others probably because one is your favorite food. With this a healthy balanced diet becomes unhealthy though still balanced. So a balanced diet may be bad for you simply because of your peculiar need at the time, which could be due to health problem. For instance if you are diabetic, hypertensive, or do have a heart disease, a balanced diet may be unhealthy for you due to some kind of foods in the diet that makes it balance. Yes it is balanced but not for you.

The same is applicable if you are weighing 400 pounds and a BMI of 41. You are in the malignant obesity group and while you must eat to stay alive, you need to avoid fatty and sugary foods as much as possible. Ironically, an unbalanced diet or healthy diet is what you need.

You will find people who make mistakes like this as they set out to loss weight-people who haven't done enough research before they begin.

When they run into problems later on, they are like, "dieting comes with so much confusion. I'm told I have to keep the cholesterol low by taking off fat from my meals. But I thought that will mean eating an unbalanced diet. So I kept eating what I was eating except that I reduced the quantity significantly to help me loss weight. I lost 70 pounds in 6 months but then I got ill the next month. I had this flu that just kept coming back for about a month. The doctor asked if I was on steroids that my immunity was depressed. I'm glad I decided to tell him about my dieting.

That was the only way the doctor nailed it. I was deficient in so many nutrients because I have not been eating enough. How can I ever loss weight if I still eat like before?"

Are you in a similar situation? You can loss weight while maintaining a balance but healthy diet. You need to get to know what and how to eat to achieve that.

It is not confusion if you get the right help and guidance. Healthy and balanced diet plan provides variety in the diet and keeps you excited about your meals as before. You only need to reduce the harmful food stuffs that caused the problem in the first place. If you do not have the expertise, to stay healthy while losing weight you should seek the advice of an expert.

A healthy diet will help you health. Do not load yourself with unhealthy food in the name of eating a balanced diet.



Article Source:EzineArticles

Wednesday, September 29, 2010

Help Has Arrived For The Pursuit Of The Perfect Body


If you are at all like the rest of us then you are probably very conscious about the way you look and the way others perceive you. Of course one of the biggest determines of other people perception like it or not is your body. This is why so many people spend o much time in the gym and exercising. They want to look great and be healthy. It is sometime unfortunate that we place so much emphasis on the outside or cover of a person but it is the pure truth we just do. So many people do everything they can do have a great looking body including plastic surgery. However, surgery is not the healthiest way to lose weight and get in shape and often even after a weight loss surgery people gain back the weight. The healthiest way to lose the flab is through exercise. With the supplements available over the counter today there are some ways to make the traditional workout route to a great body much easier.

You have to remember that it is also important to develop your muscles and besides, through cosmetic surgery, you will just end up getting fat again if you don't exercise. It is a fact that exercise is the healthiest way to get the body you want. However, if you want a leaner looking and a perfectly well-toned body, it may take you quite a while to achieve it.

Today, with the advancement of technology, researchers and scientists have found different kinds of body building supplements that can assist you get a perfectly healthy and great looking body. When combined with proper exercise and weight training, you can be sure that you will achieve great results on your body. With a six pack abs, and large looking and well-toned muscles all over your body, you will be sure that you can have no inhibitions about taking your clothes off at the beach. Also, you will have a healthy heart and other internal organs.

Body building supplements have existed for quite a while now. However, you have to remember that there are illegal body building drugs in the market, such as steroids. Although steroids can bring quick results in your body building efforts, it is also addicting and it will have harmful side effects to your body. Overuse of this drug can lead to heart problems and muscle atrophy or sagging of the muscles. You may have large muscles, but it an be of no use if there isn't any strength in it. This is why you should go for the body building supplements that work and 100% legal.

You have to consider that body building supplements can be used by beginners and advanced body builders. However, you have to consider that you should know what you are using as well as know what the proper dosage of the product is. It is also important to know what kind of body building supplement is best for your body in order to receive positive results at the fastest time possible.

It is also important to remember that there are different kinds of body building supplements you should be aware of and know which one to use for your body. And, most important of all, you have to remember that body building supplements only works at its full potential if you combine it with the proper workout and the proper diet.

One of the most popular body building supplement available in the market today and also 100% legal is called creatine. Creatine is naturally produced by the body's liver, pancreas and kidneys and makes its way to the muscles through the bloodstream. You have to consider that this product enhances muscle strength, increases muscle mass and it also enhances one's endurance. Since creatine is produced by the body naturally, it will mean that it will have no side effects to the body since the muscles normally use them. Meat contains the most creatine. However, there are pure creatine monohydrate products that can be purchased in the market today that you can use when working out. This will mean that there will be more creatine consumed by the muscles.

Proteins supplements can also be of great assistance to you when you are working out. This is because protein is the primary building block of the muscle tissues and with this supplement, you can strengthen the muscles and also gain more muscle mass. It can promote tissue growth and also tissue repair.

There is a whole world of supplements and all kind of supplements that can assist you in your pursuit of the perfect body. Don't get me wrong it will still take work on your part but it is much easier today then ever before. All you need to do is find out which of these supplements can benefit your body the most. Your personal trainer at the gym can assist you with the different body building supplements that you can use. So, if you want a great looking body with well-toned muscles, you should consider working out and taking some body building supplements.


Article Source:EzineArticles

Choosing the Right Bike


If you are new to cycling, the first thing you may notice is just how many different types of bikes are available these days. Choosing the right bike can be down right daunting, but it doesn't have to be. Let's try to clear things up. . .

No one bike can do everything. The first thing you need to consider is how you want to use the bike. Are you going to be using it mostly on the road? Do you want to take it off-road? Unless you're looking for a trick bike, beach cruiser, or other specialty type bike, there are really three main types of bikes: road bikes, mountain bikes and hybrid bikes.

Road Bike

Road bikes are made of lightweight materials. Some high-end road bikes weigh as little as 15 lbs. They have very narrow tires that are filled with so much air they are nearly rock solid. Narrow, hard tires provide for very low rolling resistance, but little to no shock absorption to soften the ride. The handlebars are situated so that you maintain a very aerodynamic position. Curved handlebars give you multiple options for hand positioning. When you take longer trips it's nice to be able to move your hands around to different positions to keep from going numb. Also, bear in mind that carbon bars and forks, saddles, rims and tires can help with the vibration, as well as bar tape. These are nice if you plan on doing a lot of riding. A road bike is suitable for fitness riding, day touring and competitions. It is not suitable for off-road riding.

Mountain Bike

Mountain bikes come in two types: hardtail and full-suspension. Hardtail mountain bikes have only a front suspension fork with typically 2" to 4" of travel that absorbs the bumps while riding (your legs do the work in the back). Full-suspension mountain bikes also have a front suspension fork and add a rear suspension system as well. Since aerodynamics aren't quite as important as a road bike the riding position is more upright. The tires are knobby, wider than a road bike and thicker. They provide for better grip and stability on all kinds of surfaces and provide a little more cushion. Mountain bikes tend to weigh more like 25 to 35 lbs. because they are built to handle much more abuse than a road bike. Mountain bikes are ideal for riding cross country, on single track trails, dirt roads, and climbing and descending mountain trails.

Hybrid Bike

A hybrid bike provides the efficiency of a road bike and the comfortable riding position of a mountain bike. The tires are almost as narrow as a road bike and a little thicker to provide for a slightly more comfortable ride by absorbing small bumps. Hybrid bikes can also be built tough to handle light trails and cross country rides, so they are a little heavier than road bikes. Hybrid bikes generally don't have a front shock as mountain bikes do, so they're not meant to handle a very long off-road ride. On trails it will be bumpier, but that's the way it used to be done before shocks came on the scene. The hybrid bike is for you if:

* You can only afford one bike and like to road bike and do a little mountain biking, or
* You like to road bike but don't like leaning over so far and want a little softer ride, or
* You're a commuter and like the speed of a road bike but want to sit up a little higher to see traffic

Of course, there are certainly many more choices out there than just road, mountain and hybrid bikes. Bicycle manufacturers are doing everything they can to differentiate and provide niche products but these represent the largest share of the bikes available today.

Some manufacturers actually custom build and tune the bike specifically for you.

The nutshell. . . If you want to strictly ride on roads and don't mind the bent over position, choose a road bike. If you want to ride cross country, on single-track mountain trails and other dirt roads extensively, choose a mountain bike. If you need something that can be a little bit of both, or you're a commuter that likes riding in a more upright, more comfortable position, choose a hybrid bike.


Article Source: EzineArticles